America's Highest Rate**
Learn More About High Interest Savings Account

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High Interest Savings Account Highlights

  • America's Highest Rate**
  • No Fees. No Minimums.
  • Open your high interest savings account online. It's quick and easy.
  • No need to change your checking account. Your MySavings Account™ will be linked to your current checking account.
  • Up late? Access your high yield savings account 24/7 at MySavingsDirect.com.
  • Have a question? Visit our online banking FAQ page.

MyTerm CD Account Highlights

  • 6 month term available 1.05% APY.
  • 30 month term available 1.50% APY.
  • 60 to 120 Months Term available 1.65% APY.
  • Minimum $1,000 deposit.
  • To learn more about our "MyTerm" Certificates of Deposit Click Here.
Special Credit Card Offer ***

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© 2015 MySavingsDirect, a division of Emigrant Bank, Member FDIC, Certificate No. 12054. All rights reserved.

*Annual Percentage Yield is effective June 8, 2015 and is subject to change.
**Highest nationally advertised annual percentage yield for a no fee, no minimum required savings account.
***The creditor, issuer and service provider of your Credit Card is Elan Financial Services. 0.00% Introductory APR for the first 6 billing cycles. After that, your APR for Purchases and Balance Transfers will be 9.99%- 20.99% (depending on your creditworthiness). The variable APR for Cash Advances is 23.99%. Cash Advance fee: 4%, $10 minimum. Convenience Check fee: 4%, $10 minimum, Cash Equivalent fee: 4%, $20 minimum. Balance Transfer fee of 3%, $5 minimum for first 6 billing cycles, after that 4%, $10 minimum . There is a $2 minimum finance charge where interest is due. There is no annual fee. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% for each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Penalty Fees: Up to $35 for Late and Returned Payment. We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law. This information is accurate as of 01/2011 and is subject to change after this date. For current information, please contact Elan Financial Services at P.O. Box 6354 Fargo, ND 58125-6354 or call us at 1-866-234-4691 (TDD 1-888-352-6455) for any changes.